In today’s complex financial environment, estate planning has evolved far beyond simple wills and probate avoidance. High-net-worth individuals (HNWIs), entrepreneurs, and multigenerational families face increasingly intricate decisions involving tax optimization, asset protection, cross-borde

Let’s be honest: “financial planning” sounds intimidating. For many people, it conjures up spreadsheets, jargon, and a never-ending to-do list. But when done right, financial planning isn’t just about numbers — it’s about peace of mind, freedom of choice, and long

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